Payment Options
Fees
Individual Therapy:
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60-minute initial intake session: $165
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54-minute psychotherapy session: $150
Relationship Therapy:
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90-minute initial intake session: $275
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54-minute psychotherapy session: $210
O&E is an Out of Network (OON) provider
What does this mean?
Out-of-Network (OON) providers are not credentialed with any health insurance companies and do not bill directly through insurance.
Why not take insurance?
There are many reasons why therapists may choose to not work with insurance companies, or only work with a select few that meet their own ethical criteria. Some of those reasons include the requirements for pathologizing clients (assigning a diagnosis to get reimbursement), low pay rates that do not reflect the worth of therapists' skills and knowledge, and lack of coverage for many real-life concerns, such as grief, and relationship therapy.
So, how do I pay you?
Clients may pay for sessions via credit card, FSA or HSA account, or check made out to Oak & Evergreen Therapy.
What is a Superbill?
Superbills are somewhat like receipts for sessions. They include important information about session dates, times, length, and any applicable diagnoses. Oak & Evergreen is happy to provide superbills to any clients at their request.
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Medicare Beneficiaries please note: Due to O&E's status as an opted-out entity, Superbills cannot be provided to those with Medicare, and no claims may be submitted to Medicare by you or your clinician.
So, does that mean I can get reimbursement from my insurance company?
Possibly. This depends on many factors. In order to submit for reimbursement, you would pay us up front for your session and then submit the superbill to your insurance company.
If you are interested in this possibility, we encourage you to call your insurance provider and ask the following:
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Does my plan include out-of-network benefits? [move on to the next question if they answer is YES]
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What is my out-of-network deductible for outpatient mental health?
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What is my out-of-network coinsurance for outpatient mental health?
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What is the process for submitting a claim for reimbursement?
Please note, reimbursement depends on a variety of factors, including clinical diagnosis. In order for a diagnosis to be provided, clients must fully meet diagnostic criteria. Diagnosis are assigned based on current symptoms and concerns, regardless of past diagnoses. Many insurance companies do not cover certain presenting concerns that they do not deem "medically necessary," (ie many insurance companies may not reimburse for couples or relationship therapy). Please feel free to ask us more about this on a 15 minute free phone consultation if you have further questions.
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Oak & Evergreen Therapy is not responsible for any information related to your personal health insurance plan.